Stayly
Enterprise Real Estate Infrastructure

What the Stayly solution does.

Stayly replaces archaic property spreadsheets, manual banking reconciliations, and subjective artisan negotiations with a unified autonomous operational stack.

Tenant Underwriting

Stayly Sentinel™: Algorithmic Tenant Solvency & Default Prediction

In emerging markets like Nigeria, paper bank statements and unverified salary slips are prone to fraud, leading to double-digit arrears. Sentinel replaces manual verification with real-time financial telemetry.

Open-Banking Statement Parsing: Ingests 6-12 months of banking transactions to calculate cashflow volatility, debt service obligations, and disposable liquidity.
BVN/NIN Identity Cross-Matching: Verifies credit bureau records, historic litigation databases, and landlord reference registries.
Dynamic Security Deposit Modeling: Recommends tiered security escrow based on calculated default probability (1.2% to 22%).
Stayly Sentinel™: Algorithmic Tenant Solvency & Default Prediction
Tenant UnderwritingActive Telemetry
Institutional Benchmark
88% Drop in Tenant Arrears

Average underwriting speed: 4.2 seconds

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Facilities & Maintenance

VisionOps™: Multimodal Computer Vision Triage & BOQ Generation

Facilities management is often plagued by artisan over-invoicing and prolonged resolution delays. VisionOps allows tenants to submit smartphone photos or voice notes of defects for instant AI classification.

Automated Defect Classification: Neural network trained on 140,000+ local cases identifies the exact mechanical, plumbing, or electrical failure.
Bill of Quantities (BOQ) Benchmarking: Generates itemized replacement part costs cross-referenced with live Nigerian wholesale hardware pricing.
Automated Dispatch & SLA Escrow: Dispatches vetted vendor partners and holds payment in escrow until the tenant and site manager digitally verify signoff.
VisionOps™: Multimodal Computer Vision Triage & BOQ Generation
Facilities & MaintenanceActive Telemetry
Institutional Benchmark
₦240M+ Saved in Overbilling

Average dispatch time: < 45 minutes

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Financial Operations

Autonomous Multi-Currency Rent Escrow & Automated Reconciliation

Commercial and luxury residential properties frequently deal with split-currency leases (USD and NGN). Stayly unifies collections into bank-grade automated virtual accounts with instant ledger synchronization.

Dedicated Virtual Escrow Accounts: Each tenant and lease agreement has an individual auto-reconciling virtual bank ledger.
FX Hedging & Indexed Invoicing: Auto-adjusts naira equivalents for dual-currency contracts based on official market benchmark rates.
Instant Disbursement Splits: Automatically splits incoming rent into landlord distribution accounts, sinking fund reserves, and service charge wallets.
Autonomous Multi-Currency Rent Escrow & Automated Reconciliation
Financial OperationsActive Telemetry
Institutional Benchmark
99.8% Rent Reconciliation Accuracy

Zero manual spreadsheet imports

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Legal & Tax Intelligence

LexAI™: Statutory Withholding Tax (WHT) & Tenancy Legal Compliance

Tax enforcement by state revenue services (such as LIRS in Lagos and FIRS) has grown increasingly stringent. Stayly automates statutory deductions, stamp duty generation, and compliant digital tenancy contracts.

Jurisdiction-Compliant Lease Generation: Auto-populates contracts aligned with the Lagos State Tenancy Law 2011 and Abuja tenancy codes.
Automated WHT & VAT Computation: Computes 10% withholding tax on rental income and routes remittance files directly to tax portals.
Automated Notice & Eviction Workflow: Legally sound, timestamped 7-day and 30-day statutory notices sent via certified digital channels.
LexAI™: Statutory Withholding Tax (WHT) & Tenancy Legal Compliance
Legal & Tax IntelligenceActive Telemetry
Institutional Benchmark
100% Tax Audit Readiness

Protected under NDPR & SOC2 standards

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Ready to modernize your property portfolio?

Join over 21 institutional asset managers and developers automating their real estate operations on Stayly.

Deploy 30-Day SandboxSchedule Technical Briefing